If you live in a rental property such as an apartment or house your landlord’s insurance policies will not typically cover you or your possessions in the event of a disaster. Some landlords may require that you secure your own insurance coverage as part of your lease agreement.
Renters insurance can cover more than your personal property. In the event someone is injured inside your rental, renters insurance can provide liability coverage in case you are found responsible. With the uncertainty of life that can affect all of us, renters insurance provides protection for where you call home.
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