by Mason Lowery

I’m a firm believer that a farm insurance agent or agency is only as good as the stable of farm carriers they work with. Since UIS Insurance is an independent agency, we represent many companies and can shop your farm insurance program for the best rates and coverages. Our main farm carriers include Celina, Westfield, Nationwide, Ohio Mutual, Hastings Mutual, and Auto-Owners. The “best” farm carrier for you is completely dependent upon your operation. We ask a series of questions in our first meeting to understand your exposures. From years of experience, we know which companies to shop your policies with to get the best rates and coverages that are crucial to protecting you and your assets. One carrier may be the best for a hog/livestock operation, while another carrier is more competitive for a large or small grain operation.

It's important to have an agent that understands the industry and the unique coverages that a farm can require. When creating a comprehensive insurance plan, the coverages and limits within the policies are determined and selected by your agent. Finding an agent who is thoroughly knowledgeable about the different coverages and understands that gathering detailed information about specific factors such as your farm's operations, assets, risks, and financial aspects enables them to provide appropriate and customized insurance solutions.

Additionally, an agent who is available and willing to meet with you periodically to review and update your policy is equally important. Farming operations change and evolve throughout each year, but with farmers' busy schedules, notifying their agent may not always be top of mind. Having that open line of communication with your agent and meeting with them routinely helps ensure that all those moving pieces are not overlooked.

UIS Insurance & Investments is one of the largest independent agencies in Northwest Ohio. We strategically chose to be appointed with the top farm carriers in the state so that we are equipped to protect all types of farming operations. We have 13 offices located around Northwest Ohio and Southern Michigan to be your local agent, providing the service level you deserve and expect. We have agents that specialize in writing farm insurance, with years of experience, in addition to possessing the AFIS designation (Agribusiness & Farm Insurance Specialist) to provide the knowledge needed to protect your farm. Give us a call today!